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Even though
Elder Law is truly a broad-based "focus" area of law, two specific
areas probably predominate in causing persons to seek the assistance
of an Elder Law Attorney - estate planning (with an emphasis on
incapacity planning as opposed to death planning) and long-term
care planning (emphasizing potential qualification for public benefits,
when necessary and appropriate). Beyond these two primary concerns,
a considerable number of other issues or problems must be included
in any consideration of "Elder Law," some of which are listed immediately
below:
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Health
and long-term care planning |
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Legal
capacity of older persons |
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Insurance,
including long-term care insurance |
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Housing
issues, including discrimination and home equity conversions
(e.g., "reverse mortgages") |
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Age
discrimination in employment |
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Government
benefits, including - Medicare, Medicaid, MediCal, Social
Security, Social Security Disability (SSDI), Supplemental
Security Income (SSI) |
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Retirement
issues, including benefits from private and public plans,
and distributions from non-qualified plans, such as Individual
Retirement Accounts (IRA's)
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Estate
administration, including trust administrations, probate and
alternatives
to probate
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Court
protective proceedings - Conservatorships, Guardianships |
How
do I know if I need an Elder Law Attorney?
Before
contacting an Elder Law Attorney, you may want to consult with
a number of individuals or organizations which may render assistance
to you. Examples include a friend who experienced the same difficulty,
clergy, financial advisor, social worker. In addition, depending
on the situation, you may obtain advice from organizations which
specialize on a particular area, such as the Alzheimer's Association
(national and local chapters), Alzheimer's Aid Society of Northern
California, AARP, Del Oro Regional Resource Center, and others.
Once
you have determined you likely have a legal problem which requires
or could be assisted with legal advice, any of the above sources
of assistance may also be able to provide you with a referral
to an elder law attorney. While many telephone directories now
include listings for attorneys who purport to emphasize "Elder
Law," you may also want to seek a referral from a friend or trusted
advisor to locate a qualified, experienced Elder Law Attorney.
The
National Academy of Elder Law Attorneys (NAELA), is a national
organization of Elder Law Attorneys. Located in Tucson, AZ, NAELA
has over 3,000 members throughout the country, with members in
all fifty (50) states. Although NAELA does not provide a formal
referral service to its members, it does provide useful information
about Elder Law in general and about its members. A visit to the
NAELA's Web site www.naela.org
or a telephone call to its headquarters (520) 881-4005 would be
a good place to start in your search for an Elder Law Attorney.
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Estate
planning and long-term care planning are two major reasons to seek
assistance from an Elder Law Attorney
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